The Insurance Problem
Insurance is confusing by design — deductibles, copays, coinsurance, out-of-pocket maximums, in-network vs. out-of-network. Prior authorizations delay treatment and add stress. Surprise bills are common, even when you think you've done everything right.
You shouldn't need to be an insurance expert to get the care you need.
How ElderberryMD Helps
Insurance Plan Comparison
Choosing between plans during open enrollment? We help you compare coverage, costs, and provider networks based on YOUR health needs — not generic recommendations.
Cost Transparency
Before you schedule a procedure or visit a specialist, understand what it will cost. We help you estimate out-of-pocket costs based on your specific plan.
Prior Authorization Support
When your insurance requires prior authorization, we help you understand what's needed, track the process, and ensure nothing gets lost in the system.
Claims & Billing Navigation
Got a confusing bill or an unexpected charge? We help you understand what you owe and navigate the appeals process.
In-Network Provider Matching
Find providers who accept your insurance, are in-network, and specialize in your condition. No more surprise out-of-network bills.
Benefits Maximization
Make sure you're using all the benefits your plan offers — preventive care, wellness programs, telehealth, and more.
Insurance Types We Support
Employer Plans
PPO, HMO, EPO, POS
ACA Marketplace
Individual & family plans
Medicare
Medicare Advantage
Part C plans
Medicaid
Varies by state
TRICARE
Military healthcare
Whatever your coverage, ElderberryMD helps you maximize your benefits.
Common Questions
Will my insurance cover ElderberryMD?
The ElderberryMD coordination service is free for patients — there's no membership fee to cover. We help you maximize your existing insurance benefits regardless of plan, and we're building toward Medicare CCM billing support for qualifying practices on our Enterprise tier.
Can you help with denied prior authorizations?
Yes. We help you understand the denial reason and file the appeal.
Do you work with my insurance company directly?
We help you coordinate and communicate with your insurer, but we are not an insurance company.
You don't have to navigate insurance alone
Let ElderberryMD help you navigate coverage, costs, and claims.
In an emergency, call 911. ElderberryMD is not an emergency service and is not a substitute for one. If you are experiencing a medical emergency, call 911 or go to your nearest emergency room. If you are in emotional distress or thinking about suicide, call or text 988 to reach the Suicide & Crisis Lifeline, available 24/7. ElderberryMD can help connect you with ongoing mental-health care, but it is not a crisis line and is not a substitute for one.